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The First Step to a Holiday of a Lifetime

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Travel Insurance

Travel insurance is a vital aspect of booking a holiday, giving you protection against unforeseen circumstances that could otherwise spoil your holiday. It is important that at the time of booking you purchase travel insurance that properly covers your participation in whatever activities, such as motorcycling, that you may undertake. This is NOT to be confused with motorcycle insurance, which is completely separate and only covers your motorcycle, not you.

At H-C Travel we take insurance seriously, and we have arranged our own travel insurance policy underwritten with motorcyclists’ requirements in mind. By insuring through us you are covered for motorcycling anywhere in the World. Most widely available general policies will not cover you on a motorcycle, let alone on adventure, offroad or large capacity motorcycles. And even if you are not travelling with us, our insurance is still available to you.INS -2

Highlights

  • Specifically underwritten for H-C Travel
  • Easy online application, or call us
  • Documents emailed immediately
  • No engine capacity restriction
  • Offroad cover available if on an organised and licensed tour and on a registered road legal motorcycle
  • Cover for riding gear and helmets
  • Covers riders and passengers aged 18-65 yrs, and children (conditions apply)
  • Available to all UK residents (EU residents on request)
  • UK (or EU) unrestricted license required
  • Hazardous activities cover available

Below is a summary of the cover.  Our policy booklet is available as a PDF download by clicking here.

All prices include 20.00% Insurance Premium Tax (IPT), and are subject to change if the tax rate changes.

If you cannot find cover for any particular activity, please contact us and we will discuss it with our underwriter.

If our policy does not meet your requirements, you have 14 days from the date of issue to return the policy and receive a full refund, providing you have not travelled or made a claim.

Before taking out insurance, please consider these questions:

    Do you, your travelling companions, immediate family or business associates:

    • Have any pre-existing medical conditions?
    • Know of any reason why the journey is likely to be cancelled or cut short?
    • Waiting for any hospital consultation, operation or treatment or been admitted to a hospital overnight in the last 12 months (other than regular check-ups)?


    If the answer is yes to any of these questions, please call our Healthcheck line on 01702 427253. Further information is in our policy wording.

H-C Travel Ltd is an Appointed Representative of Travel & General Insurance Services Ltd. Both companies are authorised and regulated by the Financial Conduct Authority.

Book now at www.bikerstravelinsurance.co.uk

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Single trip travel insurance

Period

Europe

USA

R.O.W.

1-5 d

46.22

102.75

102.75

6-10 d

54.51

121.65

121.65

11-17 d

66.15

140.49

140.49

18-24 d

76.67

163.57

163.57

25-31 d

85.96

184.54

184.54

2 month

97.38

254.68

202.99

2 month*

106.64

305.50

233.93

* Ages 51-65 yrs.

Annual travel insurance

 

Europe

USA

R.O.W.

Individual

107.78

217.35

217.35

Family

157.02

375.20

375.20

 

Annual policy maximum duration of any one trip 31 days, any number of trips allowed. 45-day trip coverage also available.

Infants aged 2 or under - free

  • Children aged 3-17, 50% discount
  • Adults 51-65, no surcharge for up to 31 days, 20% surcharge for longer
  • Adults 66-70, premium x 2, max 31 days, Europe only
  • Adults 71-75, premium x 3, max 31 days, Europe only
  • Adults 76 and over, not available Family rate – premium x 2, incl. up to 4 children (spouse and family are only insured if travelling with, to or from policyholder)
  •  

Offroad motorcycling – Premium x 2

Excess 0-50, medical 250

Zero excess option available.

Main cover

  • Cancellation/curtailment, to 5,000
  • Emergency medical expenses, incl. repatriation, up to 5,000,000
  • Hospital benefit, 20/day to 500
  • Criminal injuries benefit, 100/day up to 5,000
  • Personal accident, disability to  25,000
  • Personal accident, death to 10,000
  • Travel delay 25/12 hrs to 100
  • Missed departure/connection, to 1,000
  • Hijack, 100/day to 3,000
  • Baggage/personal effects, to 2,500
  • Motorcycle gear, incl. helmets, to 2,500
  • Personal money, to 500
  • Baggage delay after 12 hrs, to 100
  • Passport or visa, to 250
  • Tickets, to 1,000
  • Personal liability, to 2,000,000
  • Legal expenses, to 15,000
  • Additional wintersports cover:

  • Own equipment, to 2,500
  • Hire equipment, to 500
  • Piste closure, 50/day, to 500
  • Avalanche delay, to 500

Cancellation / curtailment can be increased up to 10,000/p for an additional premium

Activities cover

We include over 70 activities as standard in our policy. Among the most popular are:

  • Bungee jumping
  • Canyoning/kloofing
  • Cycling & mountain biking
  • Fishing (coarse/fly/deep-sea)
  • Helicopter / plane / balloon  ride (as passenger)
  • Glacier walking (guided)
  • Hiking, rambling, trekking (no altitude limit)
  • Horse riding and other animals except jumping, polo, ranching & safari
  • Ice skating (rink only)
  • Jetboating (as passenger)
  • Jetskiing, kayaking / rafting / canoeing  (up to whitewater grade 3)
  • Motorcycling (road, adventure)
  • Parasailing / waterskiing / surfing / windsurfing up to 6 miles offshore)
  • Quad biking (up to 250 cc)
  • Rollerblading, skateboarding
  • Safari (incl. gorilla trekking)
  • Sailing / yachting / rowing (up to 12 miles offshore)
  • Snorkelling & scuba diving (to 40 m)
  • Swimming (up to 6 miles offshore)

Hazardous activities cover

Available for higher risk activities with the relevant premium surcharge. Please contact us for a quote.

Winter sports – 75% surcharge on single trip, max 45 days; 17 days cover is included in our annual multitrip policy

 

Book now at www.bikerstravelinsurance.co.uk

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